What are the cons, for having a restrictive umask of 077? A lot of distros (I believe all, except Red Hat? ) have a default umask of 022, configured in /etc/profile. This seems way too insecure for a non-desktop system, which multiple users are accessing, and security is of concern.
On a related note, on Ubuntu, the users' home directories are also created with 755 permissions, and the installer states that this is for making it easier for users to share files. Assuming that users' are comfortable setting permissions by hand to make files shared, this is not a problem.
What other downsides are there?